:root{
  --ink:#10251e;--ink2:#18382d;--forest:#0c3226;--forest2:#154738;
  --cream:#f5efe3;--paper:#fcfaf5;--gold:#cba15b;--gold2:#ecd5a7;
  --muted:#69746d;--line:rgba(16,37,30,.12);--white:#fff;
  --shadow:0 26px 70px rgba(16,37,30,.12);--radius:28px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:"DM Sans",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}
body.menu-open{overflow:hidden}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.skip{position:fixed;left:12px;top:-80px;z-index:200;background:#fff;padding:10px 14px;border-radius:10px;box-shadow:var(--shadow)}
.skip:focus{top:12px}
.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.narrow{width:min(800px,calc(100% - 40px));margin:auto}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;line-height:1.04;margin:0;letter-spacing:-.035em}
h1{font-size:clamp(3.4rem,8.3vw,7.3rem)}
h2{font-size:clamp(2.35rem,5vw,4.5rem)}
h3{font-size:1.65rem}
p{margin:0}
.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--gold);text-transform:uppercase;font-size:.72rem;font-weight:800;letter-spacing:.17em}
.eyebrow:before{content:"";width:32px;height:1px;background:currentColor}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid transparent;border-radius:999px;padding:14px 21px;font-weight:800;transition:.22s;background:none}
.btn.gold{background:var(--gold);color:var(--ink)}
.btn.gold:hover{background:var(--gold2);transform:translateY(-2px)}
.btn.dark{background:var(--ink);color:#fff}
.btn.dark:hover{background:var(--ink2);transform:translateY(-2px)}
.btn.ghost{border-color:rgba(255,255,255,.35);color:#fff;background:rgba(255,255,255,.06);backdrop-filter:blur(8px)}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
.btn.outline{border-color:var(--line);background:#fff}
.btn.outline:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(16,37,30,.08)}
.actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:30px}
.muted{color:var(--muted)}
.section{padding:105px 0}
.cream{background:var(--cream)}
.white{background:#fff}
.dark{background:var(--ink);color:#fff}
.head{display:flex;align-items:end;justify-content:space-between;gap:42px;margin-bottom:44px}
.head>p{max-width:530px;color:var(--muted)}
.dark .head>p{color:rgba(255,255,255,.62)}
.kicker{font-size:1.04rem;color:var(--muted);margin-top:19px;max-width:720px}
.dark .kicker{color:rgba(255,255,255,.68)}
.reveal{opacity:1;transform:none;transition:opacity .65s ease,transform .65s ease}
.reveal.visible{opacity:1;transform:none}

/* nav */
.nav{position:fixed;z-index:90;inset:0 0 auto;padding:17px 0;transition:.25s}
.nav.scrolled,.nav.inner-page{background:rgba(252,250,245,.94);backdrop-filter:blur(15px);box-shadow:0 7px 26px rgba(16,37,30,.08);padding:10px 0}
.navin{display:flex;justify-content:space-between;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:11px;color:#fff;font-weight:800}
.nav.scrolled .brand,.nav.inner-page .brand{color:var(--ink)}
.logo{width:43px;height:43px;border-radius:50%;display:grid;place-items:center;border:1px solid rgba(255,255,255,.45);font-family:"Playfair Display";font-size:1.03rem}
.nav.scrolled .logo,.nav.inner-page .logo{border-color:var(--line)}
.links{display:flex;align-items:center;gap:22px;color:#fff;font-weight:650;font-size:.91rem}
.nav.scrolled .links,.nav.inner-page .links{color:var(--ink)}
.links a{position:relative}
.links a:not(.nav-cta):after{content:"";position:absolute;height:1px;left:0;right:100%;bottom:-5px;background:currentColor;transition:.2s}
.links a:hover:after,.links a.active:after{right:0}
.nav-cta{background:#fff;color:var(--ink);padding:10px 15px;border-radius:999px}
.nav.scrolled .nav-cta,.nav.inner-page .nav-cta{background:var(--ink);color:#fff}
.menu{display:none;border:0;background:none;color:#fff;font-size:1.55rem;z-index:3}
.nav.scrolled .menu,.nav.inner-page .menu{color:var(--ink)}

/* hero */
.hero{min-height:100svh;background:var(--forest);color:#fff;position:relative;overflow:hidden;display:flex;align-items:center}
.hero:before{content:"";position:absolute;width:900px;height:900px;right:-190px;top:-190px;border-radius:50%;background:radial-gradient(circle,rgba(203,161,91,.24),rgba(203,161,91,.04) 48%,transparent 70%)}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.12fr .88fr;gap:58px;align-items:center;padding:132px 0 72px}
.hero h1 span{color:var(--gold2);font-style:italic}
.hero-copy>p{font-size:1.08rem;color:rgba(255,255,255,.76);max-width:660px;margin-top:25px}
.proof{display:flex;gap:22px;flex-wrap:wrap;margin-top:37px;padding-top:23px;border-top:1px solid rgba(255,255,255,.13)}
.proof div{min-width:125px}
.proof strong{display:block;font-family:"Playfair Display";font-size:1.75rem}
.proof span{font-size:.74rem;color:rgba(255,255,255,.58)}
.hero-visual{position:relative;max-width:470px;justify-self:end;width:100%}
.portrait{aspect-ratio:4/5;border-radius:38px;overflow:hidden;background:linear-gradient(145deg,#dec69b,#183c30);box-shadow:0 38px 100px rgba(0,0,0,.3);border:1px solid rgba(255,255,255,.16)}
.portrait img{width:100%;height:100%;object-fit:cover;object-position:center top}
.float{position:absolute;background:rgba(252,250,245,.96);color:var(--ink);border-radius:18px;padding:15px 17px;box-shadow:var(--shadow)}
.float small{display:block;color:var(--muted);font-size:.66rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800}
.float strong{font-family:"Playfair Display";font-size:1.35rem}
.float.a{left:-42px;bottom:43px}.float.b{right:-24px;top:45px}

/* inner page hero */
.page-hero{padding:155px 0 82px;background:var(--cream);border-bottom:1px solid var(--line)}
.page-hero-grid{display:grid;grid-template-columns:1fr .62fr;gap:55px;align-items:end}
.page-hero h1{font-size:clamp(3.2rem,7vw,6.1rem)}
.page-hero p{color:var(--muted);font-size:1.05rem;max-width:720px;margin-top:22px}
.page-aside{padding:25px;border-radius:24px;background:#fff;border:1px solid var(--line);box-shadow:0 18px 45px rgba(16,37,30,.08)}
.page-aside strong{font-family:"Playfair Display";font-size:1.7rem;display:block}
.page-aside p{font-size:.9rem;margin-top:8px}

/* cards */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.card{padding:27px;border:1px solid var(--line);border-radius:24px;background:#fff}
.card small{color:var(--gold);text-transform:uppercase;letter-spacing:.12em;font-size:.7rem;font-weight:800}
.card h3{margin-top:7px}
.card p{color:var(--muted);margin-top:10px}
.card.dark-card{background:var(--forest);color:#fff;border-color:rgba(255,255,255,.08)}
.card.dark-card p{color:rgba(255,255,255,.66)}
.icon{width:44px;height:44px;border-radius:14px;background:var(--cream);display:grid;place-items:center;margin-bottom:17px;font-size:1.1rem}
.dark-card .icon{background:rgba(255,255,255,.08)}
.checks{display:grid;gap:10px;margin-top:22px}
.check{display:flex;gap:11px;align-items:flex-start}
.check b{width:22px;height:22px;border-radius:50%;background:var(--cream);display:grid;place-items:center;flex:0 0 auto;font-size:.72rem}
.dark .check b,.dark-card .check b{background:rgba(255,255,255,.12)}
.check span{color:var(--muted)}
.dark .check span,.dark-card .check span{color:rgba(255,255,255,.7)}

/* process */
.process{display:grid;gap:0;border-top:1px solid var(--line)}
.process-row{display:grid;grid-template-columns:75px 1fr .8fr;gap:22px;padding:25px 0;border-bottom:1px solid var(--line);align-items:start}
.process-row .num{font-family:"Playfair Display";font-size:1.65rem;color:var(--gold)}
.process-row p{color:var(--muted)}
.dark .process{border-color:rgba(255,255,255,.13)}
.dark .process-row{border-color:rgba(255,255,255,.13)}
.dark .process-row p{color:rgba(255,255,255,.62)}

/* sale cards */
.sales-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.sale{position:relative;padding:27px;border-radius:24px;background:linear-gradient(145deg,rgba(255,255,255,.08),rgba(255,255,255,.025));border:1px solid rgba(255,255,255,.12);transition:.22s}
.sale:hover{transform:translateY(-4px);border-color:rgba(203,161,91,.6)}
.sale:after{content:"SOLD";position:absolute;right:20px;top:18px;font-size:.63rem;color:var(--gold);font-weight:800;letter-spacing:.15em}
.sale .price{font-family:"Playfair Display";font-size:2.3rem}
.sale h3{font-size:1.35rem;margin-top:6px}
.sale p{color:rgba(255,255,255,.6);font-size:.87rem;margin-top:5px}
.role{display:inline-block;margin-top:16px;color:var(--gold2);font-size:.73rem;font-weight:800;letter-spacing:.08em}
.filterbar{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:27px}
.filter{border:1px solid rgba(255,255,255,.18);background:transparent;color:#fff;border-radius:999px;padding:9px 13px;font-weight:700}
.filter.active{background:var(--gold);color:var(--ink);border-color:var(--gold)}

/* media */
.video-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:18px;align-items:start}
.video-card{background:#0b1713;color:#fff;border-radius:27px;overflow:hidden;box-shadow:var(--shadow)}
.video-frame{position:relative;aspect-ratio:16/9;background:#0c0c0c}
.video-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.video-copy{padding:22px}
.video-copy small{color:var(--gold2);text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:.68rem}
.video-copy p{color:rgba(255,255,255,.64);font-size:.9rem;margin-top:7px}
.video-stack{display:grid;gap:18px}
.social-callout{padding:28px;border-radius:25px;background:var(--cream);border:1px solid var(--line)}
.social-callout p{color:var(--muted);margin:10px 0 20px}

/* reviews */
.rating{display:grid;grid-template-columns:.75fr 1.25fr;gap:50px}
.rating-box{padding:31px;border-radius:28px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}
.rating-box .stars{color:#bf8422;letter-spacing:.1em}
.rating-box .big{font-family:"Playfair Display";font-size:4rem;line-height:1;margin:11px 0 4px}
.themes{display:grid;gap:0;border-top:1px solid var(--line)}
.theme{padding:18px 0;border-bottom:1px solid var(--line)}
.theme p{color:var(--muted);font-size:.91rem;margin-top:4px}
.quote-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:34px}
.quote-card{padding:25px;border-radius:24px;background:#fff;border:1px solid var(--line)}
.quote-card p{color:var(--muted);font-size:.93rem}
.quote-card strong{display:block;margin-top:16px}

/* calculator */
.calc{display:grid;grid-template-columns:.8fr 1.2fr;gap:52px;align-items:center}
.calc-box{background:#fff;border-radius:27px;border:1px solid var(--line);box-shadow:var(--shadow);padding:28px}
.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.group{display:grid;gap:6px}
.group label{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;font-weight:800;color:var(--muted)}
.field{width:100%;padding:14px 15px;border-radius:14px;border:1px solid var(--line);background:#fbfaf6;color:var(--ink);outline:none}
.field:focus{border-color:var(--gold)}
textarea.field{min-height:125px;resize:vertical}
.calc-result{display:flex;justify-content:space-between;align-items:end;gap:18px;background:var(--ink);color:#fff;border-radius:20px;padding:22px;margin-top:18px}
.calc-result small{display:block;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.5)}
.calc-result strong{font-family:"Playfair Display";font-size:2.1rem}

/* faq */
.faq{display:grid;gap:10px}
details{border:1px solid var(--line);background:#fff;border-radius:17px;padding:17px 19px}
summary{font-weight:800;cursor:pointer}
details p{color:var(--muted);margin-top:10px}

/* about */
.about-grid{display:grid;grid-template-columns:.76fr 1.24fr;gap:65px;align-items:start}
.about-photo{position:sticky;top:100px}
.about-photo img{width:100%;border-radius:29px;background:var(--cream)}
.timeline{display:grid;gap:0;margin-top:29px;border-top:1px solid var(--line)}
.timeline-row{display:grid;grid-template-columns:88px 1fr;gap:18px;padding:18px 0;border-bottom:1px solid var(--line)}
.timeline-row strong{color:var(--gold)}
.timeline-row p{color:var(--muted);font-size:.9rem}

/* forms / contact */
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;border:1px solid var(--line);border-radius:30px;overflow:hidden;background:#fff;box-shadow:var(--shadow)}
.contact-info{padding:42px;background:var(--forest);color:#fff}
.contact-info>p{color:rgba(255,255,255,.67);margin-top:16px}
.contact-list{display:grid;margin-top:28px}
.contact-list a,.contact-list div{padding:14px 0;border-top:1px solid rgba(255,255,255,.13)}
.contact-list small{display:block;color:rgba(255,255,255,.45);font-size:.67rem;text-transform:uppercase;letter-spacing:.11em}
.form{padding:42px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.full{grid-column:1/-1}
.note{font-size:.74rem;color:var(--muted);margin-top:10px}
.toast{position:fixed;z-index:120;left:50%;bottom:25px;transform:translate(-50%,120px);padding:13px 18px;border-radius:999px;background:var(--ink);color:#fff;box-shadow:var(--shadow);transition:.3s}
.toast.show{transform:translate(-50%,0)}
.cta-band{background:var(--forest);color:#fff;border-radius:31px;padding:40px;display:flex;align-items:center;justify-content:space-between;gap:35px}
.cta-band p{color:rgba(255,255,255,.64);max-width:600px;margin-top:10px}

/* footer */
.footer{padding:45px 0;background:#071711;color:rgba(255,255,255,.56)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}
.footer strong{color:#fff}
.footer h4{color:#fff;margin:0 0 9px;font-size:.88rem;text-transform:uppercase;letter-spacing:.09em}
.footer a{display:block;margin:6px 0}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.11);margin-top:30px;padding-top:22px;font-size:.78rem}

/* misc */
.badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:17px}
.badge{padding:8px 11px;border-radius:999px;background:var(--cream);font-size:.77rem;font-weight:700}
.dark .badge{background:rgba(255,255,255,.08)}
.source-note{font-size:.72rem;color:var(--muted);margin-top:16px}
.dark .source-note{color:rgba(255,255,255,.47)}

@media(max-width:930px){
  .links{position:fixed;inset:0 0 0 22%;background:var(--forest);padding:110px 34px;display:flex;flex-direction:column;align-items:flex-start;gap:25px;transform:translateX(110%);transition:.3s;color:#fff!important}
  .links.open{transform:none}.menu{display:block}
  .hero-grid,.page-hero-grid,.video-grid,.rating,.calc,.about-grid,.contact-grid{grid-template-columns:1fr}
  .hero-visual{justify-self:start;max-width:430px}.about-photo{position:static;max-width:500px}
  .grid3,.quote-grid{grid-template-columns:1fr 1fr}
  .process-row{grid-template-columns:65px 1fr}.process-row p{grid-column:2}
  .float.a{left:-10px}.float.b{right:-5px}
}
@media(max-width:650px){
  .wrap,.narrow{width:min(100% - 26px,1180px)}
  .section{padding:76px 0}.hero-grid{padding:115px 0 58px}.hero h1{font-size:clamp(3.6rem,17vw,5.3rem)}
  .page-hero{padding:130px 0 65px}.head{display:block}.head>p{margin-top:16px}
  .grid3,.grid2,.quote-grid,.sales-grid,.form-grid,.calc-fields{grid-template-columns:1fr}
  .full{grid-column:auto}.proof{gap:16px}.portrait{border-radius:27px}
  .float{position:static;display:inline-block;margin:8px 5px 0 0}
  .calc-result,.cta-band,.footer-bottom{align-items:flex-start;flex-direction:column}
  .footer-grid{grid-template-columns:1fr}.contact-info,.form{padding:28px}
  .process-row{grid-template-columns:48px 1fr}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.btn,.sale{transition:none}
}

.broker-strip{background:#0a2119;color:#fff;border-top:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1);padding:15px 0}
.broker-strip .broker-in{display:flex;align-items:center;justify-content:center;gap:18px;flex-wrap:wrap;font-size:.92rem;font-weight:700;text-align:center}
.broker-strip .broker-in span{display:inline-flex;gap:7px;align-items:center}.broker-strip .sep{opacity:.35}
.legal-links{display:flex;gap:14px;flex-wrap:wrap;margin-top:12px;font-size:.8rem}.legal-links a{text-decoration:underline;text-underline-offset:3px}
.eho{display:inline-flex;align-items:center;justify-content:center;min-width:34px;height:26px;padding:0 7px;border:1px solid currentColor;border-radius:5px;font-size:.62rem;font-weight:900;letter-spacing:.03em}
.form-success{padding:26px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:var(--shadow)}.form-success h2{font-size:clamp(2.2rem,4vw,3.6rem)}
.compliance-note{font-size:.78rem;color:rgba(255,255,255,.55);max-width:700px;margin-top:11px}
@media(max-width:650px){.broker-strip .broker-in{align-items:flex-start;flex-direction:column;gap:7px}.broker-strip .sep{display:none}}

/* V6.3 Formspree AJAX inline status */
.form-status{
  display:none;
  margin:0 0 18px;
  padding:15px 17px;
  border-radius:14px;
  font-weight:700;
  line-height:1.45;
}
.form-status.success{
  display:block;
  background:#edf7f1;
  border:1px solid rgba(16,37,30,.16);
  color:#10251e;
}
.form-status.error{
  display:block;
  background:#fff1f1;
  border:1px solid rgba(152,35,35,.22);
  color:#8b2424;
}


/* V6.4 — Families I've Helped slideshow */
.client-showcase{overflow:hidden}
.client-slider{
  position:relative;
  border-radius:30px;
  background:var(--ink);
  color:#fff;
  box-shadow:var(--shadow);
  overflow:hidden;
}
.client-track{position:relative;min-height:560px}
.client-slide{
  position:absolute;inset:0;
  display:grid;grid-template-columns:1.12fr .88fr;
  opacity:0;visibility:hidden;
  transition:opacity .55s ease,visibility .55s ease;
}
.client-slide.active{opacity:1;visibility:visible;z-index:2}
.client-photo{min-height:560px;background:#203a30}
.client-photo img{width:100%;height:100%;object-fit:cover}
.client-story{
  padding:52px 46px;
  display:flex;flex-direction:column;justify-content:center;
  background:linear-gradient(145deg,#10251e,#17382c);
}
.client-story .location{
  color:var(--gold2);font-size:.72rem;font-weight:800;
  text-transform:uppercase;letter-spacing:.14em;margin-bottom:12px
}
.client-story h3{font-size:clamp(2.1rem,4vw,3.5rem);margin-bottom:15px}
.client-story p{color:rgba(255,255,255,.7);font-size:1rem;max-width:440px}
.client-tag{
  display:inline-flex;align-self:flex-start;margin-top:20px;
  padding:8px 11px;border-radius:999px;
  background:rgba(255,255,255,.09);color:#fff;
  font-size:.76rem;font-weight:750
}
.slider-controls{
  position:absolute;left:calc(56% + 24px);right:24px;bottom:22px;
  z-index:5;display:flex;align-items:center;justify-content:space-between;gap:16px
}
.slider-arrows{display:flex;gap:8px}
.slider-btn{
  width:44px;height:44px;border-radius:50%;border:1px solid rgba(255,255,255,.22);
  background:rgba(255,255,255,.08);color:#fff;font-size:1.15rem;
  display:grid;place-items:center;backdrop-filter:blur(8px)
}
.slider-btn:hover{background:rgba(255,255,255,.16)}
.slider-dots{display:flex;gap:7px;align-items:center}
.slider-dot{
  width:8px;height:8px;border:0;border-radius:50%;
  background:rgba(255,255,255,.34);padding:0
}
.slider-dot.active{background:var(--gold);transform:scale(1.25)}
.client-showcase .source-note{margin-top:15px}

@media(max-width:930px){
  .client-track{min-height:760px}
  .client-slide{grid-template-columns:1fr;grid-template-rows:420px 1fr}
  .client-photo{min-height:420px}
  .client-story{padding:34px 30px 85px}
  .slider-controls{left:30px;right:30px}
}
@media(max-width:650px){
  .client-track{min-height:700px}
  .client-slide{grid-template-rows:340px 1fr}
  .client-photo{min-height:340px}
  .client-story{padding:28px 23px 82px}
  .slider-controls{left:23px;right:23px;bottom:18px}
}

/* V6.5 client stories page */
.story-page-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.story-card{background:#fff;border:1px solid var(--line);border-radius:26px;overflow:hidden;box-shadow:0 18px 42px rgba(16,37,30,.08)}
.story-photo{aspect-ratio:16/10;background:var(--cream);overflow:hidden}
.story-photo img{width:100%;height:100%;object-fit:cover}
.story-body{padding:26px}
.story-body h3{margin-top:8px}
.story-body p{color:var(--muted);margin-top:12px}
.story-body .badge{display:inline-block;margin-top:18px}
@media(max-width:800px){.story-page-grid{grid-template-columns:1fr}}